eBill: How SMEs Benefit from the Digital Invoice

eBill makes invoicing easier for SMEs, increases security, reduces costs and improves payment practices. Find out how your company can also send invoices via eBill.

Published at: 05 Nov 2025
Medium: Banking Services

Several thousand companies already rely on eBill. What has been of interest to large companies for some time now also offers a practical solution for small and medium-sized enterprises (SMEs). With eBill, SMEs not only benefit from more efficient processes, but also from greater security, better payment practices and a significant reduction in the administrative burden.

Why eBill is worthwhile for SMEs

Many SMEs do not have a large accounting department or a large budget for time-consuming administration. Mountains of paperwork, manual bookings and unpaid invoices are issues that tie up valuable resources. This is exactly where eBill comes in:

Less effort: Invoices are sent digitally via the eBill network partner and appear directly in the end customer’s online banking. Manual preparation of the invoice is no longer necessary, which saves valuable time.
Reliable payments: The majority of invoices via eBill are paid on time. As invoices are displayed directly in payers’ online banking, the risk of late payments is significantly reduced and fewer manual reminders need to be sent.
Increased security: While e-mail invoices can end up in spam or be falsified, there are no known cases of fraud with eBill. The entire process is encrypted and takes place in the protected online banking environment.
No paper: Sending invoices via eBill completely eliminates the need for paper. Compared to physical invoices, transportation and disposal are also eliminated.

“All electricity invoices from ZEV (association for own consumption) are submitted via the iomarket platform, called gate2b. With the LookUp function, our invoices are automatically sent through the appropriate channel, whether via eBill, e-mail, or as a paper invoice. This saves valuable time and ensures that every invoice reaches the customer in the most efficient way. For us, it is faster, safer and requires no extra effort.”

ZEV (association for own consumption), electricity purchase via Eniwa AG.

How SMEs use eBill

In order for SMEs to be able to use eBill, a connection to a certified network partner is required. These partners support companies in integrating eBill into their systems. In addition, network partners prepare business cases to ensure they appear correctly to end customers in online banking. There are two ways for invoice issuers to integrate eBill:

Companies with invoicing software can send invoices via eBill from their systems using an interface of the network partner. The entire process runs automatically in the background.
Companies without an integrated interface can discuss alternative forms of invoice transmission with their eBill network partner. The network partner takes care of all further processing. This means that even smaller companies without an IT department can get started.

Contact the network partner who best suits your needs.

“With eBill as a digital invoice, we are paving the way for SMEs to send invoices digitally. By taking over the entire invoice dispatch process, we also create more efficiency, security and freedom for our customers, allowing them to focus entirely on their core business. Thanks to our unique, automatic eBill look-up service, we provide our customers with the highest possible digital delivery rate every day.”

iomarket, a network partner of eBill

eBill is interesting for SMEs

Whether you are a craft business, a doctor’s office, a consulting firm or an association — eBill offers SMEs easy access. The benefits are clear: greater security, more reliable payments, less effort and more automation.

Today, thanks to the support of our network partners, even small and medium-sized businesses can get started with minimal effort.

Contact network partners now, request a quote and benefit from eBill!

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