The Digital Direct Debit Procedure

Direct Debit

eBill Direct Debit is the modern, digital direct debit procedure. For invoicing parties, there are numerous advantages – particularly regarding efficiency and new client experiences through complete digitalization.

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eBill Direct Debit is a new eBill offering developed independently by SIX, which was launched on the market on its own initiative in summer 2025. This function is only available to users who are registered with an eBill financial institution that has implemented this function. If you do not belong to such a financial institution, you will not have access to this function.

Benefits of eBill Direct Debit

eBill Direct Debit is the modern, digital direct debit procedure, from which financial institutions, invoicing parties, and private individuals all benefit. In this way, receivables can be submitted, processed, and debited in eBill. eBill Direct Debit debits are based on a direct debit and debit authorization previously set up in eBill.

  • Invoice recipients benefit from full payment automation.
  • With eBill Direct Debit, today’s paper-based setup processes are replaced by efficient and convenient digital processes, thus simplifying the life of the invoice recipient.
  • The digital eBill portal significantly improves transparency regarding established direct debit authorizations and processed deposits for the invoice recipient.
  • Increased security for the invoice recipient thanks to integrated reversal options with guaranteed repayment.
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Proven Infrastructure

eBill Direct Debit is based on the proven eBill processes and payment transaction standards, which makes it much easier to implement.

Efficient Payment Process

Transactions can be processed directly from account to account and supplemented to include additional information such as invoice documents.

Harmonization

Invoice payment channels are increasingly converging on the eBill platform. This leads to further economies of scale.

Manageable Investments

eBill Direct Debit builds on the existing and proven eBill infrastructure. Many functionalities, interfaces and mechanisms are reused. This enables eBill Direct Debit to be implemented with a manageable investment.

What You Can Do with eBill Direct Debit

 
eBill Direct Debit is the only payment method that supports all the functionalities of typical account-based direct debit procedures and also enables a digital registration process and direct account-to-account payment via SIC (Swiss Interbank Clearing):
 
  • Reduction of the currently paper-based and thus time-intensive onboarding processes.
  • Real-time status queries on digital direct debit mandates and received direct debits.
  • Transmission of the invoice document along with the information about the direct debit.
  • Thanks to the extension of the eBill platform with debit-based functions, the invoicing parties can focus on this connection.
  • With eBill Direct Debit, invoicing parties can continue to offer their clients an account-based direct debit solution even after the discontinuation of LSV+ and BDD.
  • eBill Direct Debit offers the invoicing party a cost-effective option for recurring payments compared to other possible payment processes.
  • eBill Direct Debit has the potential to easily integrate further future use cases (e.g. related to Request-to-Pay).

These Partners Support SIX in the Conceptualization or Piloting

Banks in the implementation or piloting
Banks providing conceptual support
Network partner
Software/solution partners
Do You Have Any Questions?

In our FAQs, we answer the most important and frequently asked questions about eBill Direct Debit. Concise, compact, and informative.

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eBill Direct Debit Project

Learn more about the project overview of eBill Direct Debit.

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